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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Representative Example
First Payment
£739.52
£739.52
46 Payments of
£739.52
£739.52
Final Payment
£844.52
£844.52
Cash Price
£31,695.00
£31,695.00
Deposit
£3,169.50
£3,169.50
Total Term
48
48
Total Credit
£28,525.50
£28,525.50
Total Payable
£38,771.46
£38,771.46
Fixed Rate of Interest (annum)
6.11%
6.11%
Representative
11.90%
APR
11.90%
APR
Included in the first payment shown is an administration fee of £0.00, Included in the final payment shown is an administration fee of £105.00
